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Buying a Car with Bad Credit in Stillwater, OK: Tips and Options

Can You Get a Car with Bad Credit History? Many people believe that having bad credit disqualifies them from obtaining a car loan. However, Scissortail Auto Sales is here to tell you that this isn't necessarily the case. They specialize in working with individuals facing financial challenges, offering tailored financing options to suit your specific circumstances. While interest rates and terms may differ from conventional loans, securing a car loan is still possible. In fact, responsibly managing your car loan can even help rebuild your credit over time.

Can You Negotiate a Car with Bad Credit? The good news is that negotiating the terms of your car purchase is still within your reach, regardless of your credit history. Negotiation is an integral part of the car buying process, and it's essential to approach it strategically. When negotiating, shift your focus from monthly payments to the overall price of the vehicle. By getting pre-approved for a loan, you gain a better understanding of your budget and improve your bargaining power. Scissortail Auto Sales recognize the importance of negotiation and is willing to work with you to find suitable options that align with your financial constraints.

Conclusion: Purchasing a car with bad credit in Stillwater, OK, may seem daunting, but it doesn't have to be an insurmountable challenge. Scissortail Auto Sales recognize the unique hurdles faced by individuals with less-than-ideal credit and is committed to helping you overcome them. Remember that despite your credit history, you have the power to negotiate the terms of your car purchase. Focus on the overall price of the vehicle, and consider getting pre-approved for a loan to strengthen your position. While negotiation percentages can vary, aiming for a 10-20% discount off the asking price is a practical guideline. Explore your options, reach out to the knowledgeable team at Scissortail Auto Sales, and take control of your car-buying journey. Don't let bad credit stand in the way of owning the car you deserve!

Why Shop With Us?

Here Are Just A Few Of The Reasons...

Easy In-House Financing

Worried about your credit? Don't be! We work with no credit, bad credit, good credit. We also report all payments to the credit bureaus, Equifax and TransUnion. So, it's a great way to rebuild your credit.

Great Vehicle Selection

Our great selection of used automobiles delivers first-class performance at affordable prices. Come see for yourself, or browse our current vehicles here on our website.

Quality-Inspected Vehicles

The lightly used cars for sale at Scissortail Auto Sales are top of their class and thoroughly inspected to ensure high-grade performance, so you can shop with confidence.

Fair Trade-In Offers

We pay fair trade-in value for your automobile. Tell us about your vehicle, and receive a fair cash offer, or put it toward the purchase of your next vehicle!

We Care About Your Opinion

We want to hear about your experience at Scissortail Auto Sales, and learn what we can do to better serve you. Let us know how we did. We would love to hear from you!

Superior Parts & Service

Our auto service and repair comes with a fully outfitted facility that's filled with expert car mechanics. No matter the problem, you can rest assured that Scissortail has got your back.

Low Down-Payments

Our in-house financing program will fit you with the right car, right payment plan, right down payment, and right price. Our down payments start as low as $500.

We Help You Improve Your Credit

Not only are the payments affordable, but once you make your payment, we report your payment to the credit bureaus Equifax and TransUnion, to help you build your credit.

Warranty Included

All vehicles financed with Scissortaili Auto Sales come with a 12-month / 12,000-mile Powertrain Warranty, so you can drive with confidence.

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